Medicare Donut Hole

Medicare Part D Coverage Gap Simplified.  What is the Part D Coverage Gap: Donut Hole 2020? The coverage gap, commonly referred to as the donut hole, is a stage in the part D prescription drug plan that may limit the amount a plan is willing to cover. During this...

What is Part D?

What is Medicare Part D? Medicare Part D is a federal program administered by private insurance companies. These private insurance plans can help lower your out-of-pocket costs for prescription drugs. Before  Part D was introduced in 2006, all costs were...

What is Medicare Advantage?

Medicare Advantage Simplified: Medicare Advantage are private health insurance plans that are approved by Medicare. By choosing a Medicare Advantage plan, you choose to get your Part A, Part B, and often Part D benefits through the private insurance company rather...

Medicare Part A

Medicare Part A Simplified: What does Part A Cover?  Part A covers inpatient hospital, skilled nursing facility, hospice, and eligible home health care. Part A-covered hospital services include medically necessary services and equipment to treat your condition.  While...

How to Apply for Medicare

How to apply for Medicare Original Medicare consists of two parts, Medicare Part A (Hospital Benefits) and Medicare Part B (Outpatient Benefits).  Anyone taking social security benefits at or before 65 will be automatically enrolled in Part A and Part B 3 months...