Employer Coverage and Medicare

Employer Coverage and Medicare If you are turning 65 soon or are already 65+ and are looking into what your options are for healthcare, odds are you may be covered under an employer group coverage. This raises quite a few scenarios and concerns as to how this will...

Medicare Costs

Medicare Costs for 2020 Simplified: Does Medicare cost anything? It does, and while most will pay the same for Medicare, others may have different costs for different reasons.  To make it easy, we’ve broken the costs for Part A and B below The costs for Medicare...

Medicare Supplement Plans (Medigap)

Simplifying the Medicare Supplement: A Medicare Supplement Plan helps pay for some of what Original Medicare doesn’t cover, like copayments, deductibles, and coinsurance. These are commonly known as Medi-gap policies and are offered through private companies. There...

What is Part D?

What is Medicare Part D? Medicare Part D is a federal program administered by private insurance companies. These private insurance plans can help lower your out-of-pocket costs for prescription drugs. Before  Part D was introduced in 2006, all costs were...

Medicare Donut Hole

Medicare Part D Coverage Gap Simplified.  What is the Part D Coverage Gap: Donut Hole 2020? The coverage gap, commonly referred to as the donut hole, is a stage in the part D prescription drug plan that may limit the amount a plan is willing to cover. During this...