Medicare Costs

Medicare Costs for 2020 Simplified: Does Medicare cost anything? It does, and while most will pay the same for Medicare, others may have different costs for different reasons.  To make it easy, we’ve broken the costs for Part A and B below The costs for Medicare...

Medicare Supplement Plans (Medigap)

Simplifying the Medicare Supplement: A Medicare Supplement Plan helps pay for some of what Original Medicare doesn’t cover, like copayments, deductibles, and coinsurance. These are commonly known as Medi-gap policies and are offered through private companies. There...

HMO vs PPO

Simplifying HMO vs PPO. Most people we meet with have heard of HMOs and PPOs, but aren’t sure how they’re different. Each is a type of managed care that uses a network of doctors, hospitals, and healthcare facilities to offer a cost-effective alternative to...

What is Medicare Supplement?

What is a Medicare Supplement (Medigap)? Medicare supplemental insurance policies are secondary to Original Medicare, and sometimes referred to as Medigap Plans. They range from Plan A through Plan N, with plans varying by state. We recommend Medigap for people who...

What is Part D?

What is Medicare Part D? Medicare Part D is a federal program administered by private insurance companies. These private insurance plans can help lower your out-of-pocket costs for prescription drugs. Before  Part D was introduced in 2006, all costs were...