Medicare Annual Election Period

Medicare Annual Election Period (AEP): What is the “Annual election period” or AEP?  This is the period of time when you can make certain changes to your Medicare Advantage and Part D Plans. When does it take place?  Annually, from October 15 – December 7. Your...

HMO vs PPO

Simplifying HMO vs PPO. Most people we meet with have heard of HMOs and PPOs, but aren’t sure how they’re different. Each is a type of managed care that uses a network of doctors, hospitals, and healthcare facilities to offer a cost-effective alternative to...

What is Medicare Advantage?

Medicare Advantage Simplified: Medicare Advantage are private health insurance plans that are approved by Medicare. By choosing a Medicare Advantage plan, you choose to get your Part A, Part B, and often Part D benefits through the private insurance company rather...

Medicare Advantage Open Enrollment Period

Medicare Advantage Open Enrollment Period Starting 2019, the Center for Medicare and Medicaid Services (CMS) restored the Medicare Advantage Open Enrollment Period (OEP). The Medicare Advantage OEP begins on January 1 and ends on March 31 of each year. Medicare...