Parts of Medicare

Parts of Medicare Simplified: Medicare can seem very complicated and daunting at a first glance but if we break Medicare down into its “Parts”, there are 4 parts, it quickly becomes clear what coverage is provided and what your options are. The 4 parts of...

Employer Coverage and Medicare

Employer Coverage and Medicare If you are turning 65 soon or are already 65+ and are looking into what your options are for healthcare, odds are you may be covered under an employer group coverage. This raises quite a few scenarios and concerns as to how this will...

Medicare Costs

Medicare Costs for 2020 Simplified: How much does Medicare cost? This is a very common question and a very important one to ask. While most will pay the same for Medicare, others may have different costs for different reasons.  To make it easy, we have broken the...

What is Medicare Advantage?

Medicare Advantage Simplified: Medicare Advantage are private health insurance plans that are approved by Medicare. By choosing a Medicare Advantage plan, you choose to get your Part A, Part B, and often Part D benefits through the private insurance company rather...

Medicare Donut Hole

Medicare Part D Coverage Gap Simplified.  What is the Part D Coverage Gap: Donut Hole 2020? The coverage gap, commonly referred to as the donut hole, is a stage in the part D prescription drug plan that may limit the amount a plan is willing to cover. During this...